What is in Kelvin's Head?

  • On being bought and sold

    I happen to bank with Lloyds TSB and am just learning that the bank accounts that I hold with them are going to be transferred to the Co-operative when the various Lloyds TSB branches are sold, something that has just been announced this morning.

    I have to say I’m delighted. I’d rather bank with the Co-op – it fits in with my values much better than the banks I’m with. I joined the TSB when I was a student because it was at that stage thought to be a socially responsible institution (and in a rather more shallow way, because it had the prettiest branch interior in town).

    What I can’t work out is why I’ve not changed before now. It seems so much easier to be bought and sold than to walk into a branch and close one’s accounts. That makes no sense whatsoever.

    They say that people are more likely to change their religion, change their partner or change their political allegiance than to change their bank account. I know that I’ve been reluctant to shift, but can’t really work out why. That reluctance on the part of so many of us to shift banks must have contributed to the moral stagnation that is currently to be found in the UK banking system. If we were all a bit more active about it, things might be better.

    It is interesting to reflect that I’ve often been asked in church to buy fair trade bananas or such like but I struggle to remember much of a campaign to get me to change my bank. There have been consistent calls for ethical investment to be used by churches themselves and one of the struggles for congregations as well as national churches has been the lack of choice. There simply have not been very accessible branches of banks which seemed to offer more ethical alternatives.

    I hope that by the sale of the Lloyds-TSB banks to the Co, those choices will be increased and that there will be a competition not simply for our money but for our values and morals too.

    There is a campaign to get people to move their money. I feel a complete fraud in even linking to it having not movedmymoney.org at all. However, I’m glad to hear about the changes that are ahead and for once am happy to be bought and sold.

    What’s your excuse?

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3 responses to “Brexit – Five First Quick Thoughts”

  1. Rosemary Hannah Avatar
    Rosemary Hannah

    Almost everybody I meet on a regular basis, except my family and one educated friend, were voting out. and that in Scotland. I am shattered but unsurprised. My partner reports that, in her office, those with a degree and under 35 all intended to vote remain, and those without and over 35 to leave.

    Reply
  2. Ruth Gillett Avatar
    Ruth Gillett

    Some people I know didn’t vote at all because they were annoyed that their ‘first ever in their fairly long lives’ voting experience (Independence) didn’t go the correct way. Strangely two friends who spend half the year living in Europe (and benefit from the reciprocal healthcare arrangements) voted leave and I’m bewildered by a dear friend of 60 years who unexpectedly climbed angrily aboard the anti immigration juggernaut. I’d dared to hope (and ignore the signs online) because everyone else I knew seemed to be voting remain…

    Reply
  3. Guy Whitehouse Avatar
    Guy Whitehouse

    I fear ultimately that Brexit won in part because the EU became a rather soulless bureaucracy to which people could not emotionally attach. Financial benefit does not always secure attachment on a large-scale and if enough people start to perceive themselves to suffer and not participate in those benefits then the inevitable happens.

    I fear the UK is going the same way but for different reasons. Since the 80s there has been a tendency amongst those seeking power to focus on groups and not the country as a whole; remember election night and the swingometer and the presenter saying things like “such and such an area has gone red but in order to win the Conservatives just need to win over Essex man and Worcester woman….”? Of course Labour did something similar in 1997 and in later elections.

    So any uniting sentiments have been undermined which means that the problem is no longer just with politicians but with the electorates also.

    I liked what Kelvin said in his referendum sermon, and more than ever the churches need to discover their ministry of reconciliation and think about what it means to try to offer everyone a spiritual home. It would be ironic if the church became the main place that differences could be dropped. but I have to confess I’m rather gloomy about even that looking at the way other controversial issues within the church have been dealt with.

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