What is in Kelvin's Head?

On being bought and sold

19/07/2012

I happen to bank with Lloyds TSB and am just learning that the bank accounts that I hold with them are going to be transferred to the Co-operative when the various Lloyds TSB branches are sold, something that has just been announced this morning.

I have to say I’m delighted. I’d rather bank with the Co-op – it fits in with my values much better than the banks I’m with. I joined the TSB when I was a student because it was at that stage thought to be a socially responsible institution (and in a rather more shallow way, because it had the prettiest branch interior in town).

What I can’t work out is why I’ve not changed before now. It seems so much easier to be bought and sold than to walk into a branch and close one’s accounts. That makes no sense whatsoever.

They say that people are more likely to change their religion, change their partner or change their political allegiance than to change their bank account. I know that I’ve been reluctant to shift, but can’t really work out why. That reluctance on the part of so many of us to shift banks must have contributed to the moral stagnation that is currently to be found in the UK banking system. If we were all a bit more active about it, things might be better.

It is interesting to reflect that I’ve often been asked in church to buy fair trade bananas or such like but I struggle to remember much of a campaign to get me to change my bank. There have been consistent calls for ethical investment to be used by churches themselves and one of the struggles for congregations as well as national churches has been the lack of choice. There simply have not been very accessible branches of banks which seemed to offer more ethical alternatives.

I hope that by the sale of the Lloyds-TSB banks to the Co, those choices will be increased and that there will be a competition not simply for our money but for our values and morals too.

There is a campaign to get people to move their money. I feel a complete fraud in even linking to it having not movedmymoney.org at all. However, I’m glad to hear about the changes that are ahead and for once am happy to be bought and sold.

What’s your excuse?

banks, co-operative, lloyds tsb

9 responses to “Turning Up and Being Counted”

Lesley-Ann craddock

26/11/2022

Thank you Kelvin
What a read, I really enjoyed it, all of it. You have touched on the 3 things that I too have been wrestling with.
Liturgy , turning up to be counted, and being open and real with our peers and counterparts.
Hmmm I wonder if those aspects of being church in this post pandemic implosion of society will somehow be a catalyst to become braver clergy and have proper discussions about what matters to Gods church in its own context. Can we be diverse and not divided, can we lock into our heritage and yet be able to change too. Can Branson pickle save us. X

Reply
Christine McIntosh

26/11/2022

Great stuff, Kelvin!

Reply
Robert MacDonald

26/11/2022

Good points well made. We find some church members, who organise a community lunch on a Wednesday, then regularly say ‘we won’t make it on Sunday’. Seems the wrong way round – attendance on a Sunday should come first.

Reply
Peggy Brewer

26/11/2022

Reading this made my day and contributes to my celebration of the season! Thank you!

Reply
Calum Wyllie

27/11/2022

Reading this, I feel like it could have been written about me. I couldn’t have been more deeply involved with my church (felt deeply rooted in the weekly liturgy, sat on the PCC, led on diversity and inclusion, set up online streaming for the first time during lockdown), yet I haven’t been back in two years. There is definitely an element of that link of continuity having been broken, and it’s up to me to make the effort to reforge it again. But the anger is also real, and hard to pin down. When somewhere no longer feels like home, when you feel excluded (even when that person was responsible for leading on inclusion!), how do you find the courage to return? When the link with spirituality feels more present in other places (even when I used to absolutely value liturgy, the Eucharist, the community), how do you find a way forward? Too much thinking, and not enough getting on and doing, perhaps…

Reply
Meg Rosenfeld

27/11/2022

Wow–this article is not only thought-provoking, and, to someone who’s a church-goer, extremely easy to identify with, but also entertaining and therefore all the more memorable. As one whose parish church (in San Francisco’s notorious Haight Ashbury neighborhood) nowadays gets about 15 people in the congregation on a “good” day, I do often wonder whether we’re ever going to bounce back from this expletive-deleted pandemic. Personally, I have no choice: I am, on the aforementioned good day, 50% of the alto section, and on other days, 100% thereof. All you folks out there don’t know what you’re missing–except, of course, those of you who are watching on your home computers.

Reply
Father Ron Smith

27/11/2022

Well said, Kelvin Perhaps we clergy don’t stress enough the fact that the Host at our worship is not the clergy, but the Incarnate Son of God; who empowers us to the extent that we are willing to be empowered for daily life and work. I still think of that lovely phrase “Turn towards HIM and be radiant”. What a thrill!

Reply
Kennedy fraser

28/11/2022

Yes,I still wonder if we have counted all those spiritual communions

Reply
John Davies

01/12/2022

My church (suburban, evangelical Anglican in Birmingham, UK) took a long time to really recover from the lockdown and subsequent fears, but seems to be close to its pre-shutdown numbers again. What my wife and I noticed was that for quite some time the congregation was largely made up of its elderly members – ie those who are not perhaps so nifty with the electronic gadgetry of our age and, also, those who most wanted company. Younger families took a lot longer to return, but are now coming out of the woodwork again.
One interesting point is that my old church reported a big increase in deaf people watching their zoom or youtube services, because one of the congregation provided signage at the front. Their new found audience felt greatly enabled to join in when they may otherwise never have done so. Is this something worth thinking more about?

Reply