• Alternative Queen’s Speech

    Here is an Alternative Queen’s Speech – the things that I’d have liked to hear from the Queen in the House of Commons today and what I’d have asked Her Majesty to say if I were the Prime Minister.

    My Lords and Members of the House of Commons, my government will work in the year ahead for the wellbeing of the people of this country. It shall continue to pursue economic prosperity but shall see this within the context of what may be identified as the common good.

    My government will seek to reduce both relative and absolute poverty and seek to bring an end to the culture of Food Bank Britain. It will pay appropriate benefits to those in need in a timely fashion.

    My government shall work towards a new constitutional settlement in order to bring stability to the nation. To this end, it shall prepare legislation which will be presented in Westminster if the referendum on Scottish Independence is not passed in September 2014. This legislation will set out a new constitutional framework for a federal United Kingdom with a written constitution establishing this nation’s sovereignty within the European Union. This will introduce a new parliament for England based in the city of York. It will abolish the House of Lords and establish a new honour of Royal Commissioner of the United Kingdom which all current members of the House of Lords will receive. Members of the new Royal Commission shall be called upon to give evidence according to their speciality during increased pre-legislative scrutiny for four parliaments in Northern Ireland, Wales, England and Scotland. The four parliaments shall act as unicameral assemblies in all matters excepting those relating to foreign policy, the constitution, the monarchy, registration of political parties, international trade, currency and economic policy, defence, energy policy, climate change issues, declarations of war and treason. These matters shall be the preserve of the House of Commons, entirely comprised of elected members from across the United Kingdom. If the people of Scotland reject the proposals for an independent Scotland in September 2014 then these new legislative developments will be put to all the people of this country in a referendum on 24 March 2016 and my government will seek cross-party support for them.

    My government will reform the national curriculum in England in the light of best practise in all parts of this kingdom in order to empower teachers and set them free from red tape. The new curriculum will establish what should be taught in schools whilst leaving teachers free to teach those subjects to the best of their ability and according to their professional judgement.

    My government will introduce legislation to disestablish the Church of England and will consult on the best way of preserving the positive ethos which exists in many church schools when those schools are given over entirely to local authority control.

    My government will introduce legislation to ensure that charitable status is removed from all charities which discriminate on the basis of the Protected Characteristics of other equality legislation. For the avoidance of doubt, religious charities which campaign against other protected characteristics in terms of age, gender, sexuality etc will automatically lose their charitable status.

    My government, mindful of the number of citizens who now live in single households will begin a consultation on extending the Equality Act by introducing protections for single people particularly in relation to the provision of goods and services in the travel and hospitality industries.

    My government will introduce a new law of copyright which is fit for the digital age which will include reducing the terms of copyright.

    My government will ensure that no public money is spent on reparative (or gay conversion) therapy.

    My government will establish mandatory sex education in all schools in England and remove the requirement for religious assemblies in schools. Legislation will be introduced to place a statutary duty on schools to review procedures to ensure the prevention of homophobic bullying. My government will clarify the law to ensure that teachers who ignore such bullying can be prosecuted under the same legislation as other forms of child neglect.

    My government will continue to allocate 0.7 % of GDP to overseas development and shall engage in a consultation about how this money might be best distributed to ensure that this country does not aid discrimination, violence or corruption.

    My government will continue to raise the threshold for income tax. Alongside this, my government has recognised the need for tax measures to ensure a fairer distribution of wealth. To this end, my government will in the current year cut Value Added Tax by half, raising income tax in order to pay for this. The 50% band for income tax will be reestablished for all earning in excess of £100000 per year. My government will begin preparatory work for a further major tax reform by beginning a consultation on introducing a land value tax in order to replace Council Tax within the next 5 years. Furthermore my government will revive local government by removing all caps on revenue raising that have been imposed by central government.

    My government will overhaul the laws on freedom of assembly and protest to ensure that all voices may be heard.

    My government will reform the data protection laws beginning from the principal that all citizens are entitled to their own privacy.

    My government will introduce proportional representation for all elections.

    My government will abolish all University tuition fees.

    My government will invest in research and development in Universities with the aim of establishing new generic drugs which will be free from pharmaceutical patents for the good not only of this country but for the wellbeing of the citizens of the world.

    My government will establish and fund a new centre of expertise for open-source software and shall prefer to commission new public computer systems using such software.

    My government will publish a national energy policy and invest in nuclear and renewable energy whilst outlawing fracking.

    My government will raise the minimum wage to a new living wage.

    My government is proud of the fact that it has introduced consolidated fares in the airline industry, ensuring that advertised fares include all booking fees and taxes. It will now introduce legislation to do the same for all arts productions, outlawing the practice of charging a separate booking fee on ticket prices.

    My Lords and Members of the House of Commons,

    I pray that the blessing of the Eternal God may rest upon your counsels.

5 responses to “On being bought and sold”

  1. Tim Avatar

    I’m contemplating it – too much instability coming up in the next couple of months though.

    You might find http://www.ethicalconsumer.org/buyersguides/money/bankingcurrentaccounts.aspx interesting – the CoOp don’t seem to score all that highly, although obviously better than established big names.

  2. Pam S Avatar

    I did move my account and our joint account about 18 months ago – from Lloyds to the Co-op!

    My reason was what appeared to be a policy to get as much money out of me as possible, culminating in imposing an accumulating daily penalty for a going a very small amount overdrawn on one account by accident when I was ill. The charge amounted to much more than the original overdraft. They didn’t inform me of this for several days and the basic attitude was ‘well that’s your lookout’. They knew that there was enough money in other accounts to cover it.

    I knew about ethical banking before that – our son is a great advocate of ethical banking and had suggested we moved to the Co-op several times – but it was only a personal experience of what I considered unethical behaviour which damaged me personally that gave me the impetus to do it.

    Many years ago when my father was struggling financially, his branch of Barclays called him in to tell him off about his overdraft. He went straight across the road to another small local bank called Martin’s, asked if he could transfer his overdraft there and they lent him the money to close down the account at Barclays. He always said that Barclays had to eventually take over Martin’s to get his custom back!

    One thing I did find with moving banks though – it was actually not quite as straightforward as I was told it would be – there were several standing orders and direct debits that didn’t get automatically transferred so there were a couple of months of companies contacting us to tell us we owed them money! However it was all fairly easy to sort out on the phone. Also we were on a lower overdraft limit for the first six months so if you need to use the whole of your current overdraft limit every month it’s best to be clear about what you’re being allowed.

  3. Tracey Avatar
    Tracey

    I bank with the Clydesdale because I work for them, and they require you to have your salary paid into a Clydesdale account.

    I wonder if Howard’s branch of Lloyds is being sold to the Co… I really hope so, for hunners of different reasons.

  4. Helen Avatar
    Helen

    I wonder how ethical the co-op bank actually is. I have had a preference for shopping at co-op supermarkets because of their ethical stance,until the recent revelations that they are among the worst offenders for driving down the price of milk below the cost of production. Fair trade and ethical have to apply to the uk too.

    1. Jo Avatar
      Jo

      The Cooperative have just increased the price they pay to milk producers, in response to concerns raised. As to the bank, “more ethical than any of the other high street banks” is about as good as it gets right now.

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