• Last Year’s Predictions – how did I do?

    Last year I made a number of predictions. Time to see how I did.

    Following recent revelations, this will be the year that former Archbishop of Canterbury George Carey finally shuts up. Expect no silly press releases on the eve of Church of England Synod. (From Carey anyway).

    We’ve heard almost nothing from Carey this last year.  Indeed, we’ve heard more about Carey’s pic being removed from King’s College London than from him directly. Prediction correct.

     The Columba Declaration recently leaked to the press will not in fact be adopted unamended by both the Church of Scotland General Assembly in May and by the Church of England General Synod in February.

    Alas, it went through unmodified. Shockwaves in Scotland. Probably the final blow to the organic unity model of ecumenical engagement in Scotland. Prediction incorrect.

    Solid vote in favour of first reading of legislation for removal of definition of marriage from the canons of the Scottish Episcopal Church opening the way towards a final vote in 2017.

    Yes – solid vote in favour at last synod. Still don’t know whether it will get through next year at the final vote but it achieved a 66% majority in all houses last year when it needed only 50%. Prediction correct

    The Anglican Communion will move back towards being a fellowship of autonomous churches following the Primates’ Conference in January. Justin Welby will do the right thing for the wrong reasons. (ie he will accept the inevitable loosening of ties that stems from the global domination fantasies of his predecessors but not speak up for LGBT friendly churches).

    This one depends entirely on the point of view of the onlooker. Welby has not spoken up for LGBT friendly churches, the communion is less united than ever but there will be another Lambeth Conference. I’m calling this a draw. Prediction correct and incorrect depending on one’s prejudices.

    The SNP will win a landslide in the Holyrood Election. There will be UKIP representation in Holyrood for the first time.

    Well, the SNP won the election with a landslide but didn’t get a majority. No UKIP representation in Holyrood. Hurrah!  Prediction largely incorrect.

    The SNP will continue to work for their preferred outcome in the European Union referendum – an overall majority in the UK in favour of staying in, a massive majority in Scotland for staying in and a majority in England for leaving the EU.

    Well, we can’t say whether this one was correct or not. I still think this would have suited the SNP more than any other result. However there’s no saying whether that’s what they were working for or not now. Inconclusive

    The Democrats will retain the White House.

    Fail! Appalling fail! Prediction incorrect.

    Jeremy Corbyn will still be Labour Party leader by the end of 2016 and become a little more popular within the Labour Party the longer he is there.  The Labour Party will still seem unelectable at the end of the year. No major defections along the way. (There’s nowhere to go).

    I think I got this one bang on. Prediction correct.

    A successful cyber terrorist attack on a major Western financial institution. (It is only a matter of time).

    Hmm, when is it cyber-terrorism and when is it just plain cyber-fraud? I’m claiming this as a hit – £2.5 million stolen from Tesco bank this year and other incidents around the world. Prediction essentially correct

    Amateur drone crash causing loss of life.

    So far as I know this one did not come to pass but there have been some frightening near misses. Prediction incorrect.

    3D printed food experiments in restaurants.

    Oh yes, that happened. Prediction correct.

    More major news outlets closing down the comments sections on their websites as open comments become unmanagable.

    Part of a continuing trend. For example, see here. Prediction correct.

     

    I make that roughly 7 correct and 5 incorrect. Ish. Out of 10.

5 responses to “On being bought and sold”

  1. Tim Avatar

    I’m contemplating it – too much instability coming up in the next couple of months though.

    You might find http://www.ethicalconsumer.org/buyersguides/money/bankingcurrentaccounts.aspx interesting – the CoOp don’t seem to score all that highly, although obviously better than established big names.

  2. Pam S Avatar

    I did move my account and our joint account about 18 months ago – from Lloyds to the Co-op!

    My reason was what appeared to be a policy to get as much money out of me as possible, culminating in imposing an accumulating daily penalty for a going a very small amount overdrawn on one account by accident when I was ill. The charge amounted to much more than the original overdraft. They didn’t inform me of this for several days and the basic attitude was ‘well that’s your lookout’. They knew that there was enough money in other accounts to cover it.

    I knew about ethical banking before that – our son is a great advocate of ethical banking and had suggested we moved to the Co-op several times – but it was only a personal experience of what I considered unethical behaviour which damaged me personally that gave me the impetus to do it.

    Many years ago when my father was struggling financially, his branch of Barclays called him in to tell him off about his overdraft. He went straight across the road to another small local bank called Martin’s, asked if he could transfer his overdraft there and they lent him the money to close down the account at Barclays. He always said that Barclays had to eventually take over Martin’s to get his custom back!

    One thing I did find with moving banks though – it was actually not quite as straightforward as I was told it would be – there were several standing orders and direct debits that didn’t get automatically transferred so there were a couple of months of companies contacting us to tell us we owed them money! However it was all fairly easy to sort out on the phone. Also we were on a lower overdraft limit for the first six months so if you need to use the whole of your current overdraft limit every month it’s best to be clear about what you’re being allowed.

  3. Tracey Avatar
    Tracey

    I bank with the Clydesdale because I work for them, and they require you to have your salary paid into a Clydesdale account.

    I wonder if Howard’s branch of Lloyds is being sold to the Co… I really hope so, for hunners of different reasons.

  4. Helen Avatar
    Helen

    I wonder how ethical the co-op bank actually is. I have had a preference for shopping at co-op supermarkets because of their ethical stance,until the recent revelations that they are among the worst offenders for driving down the price of milk below the cost of production. Fair trade and ethical have to apply to the uk too.

    1. Jo Avatar
      Jo

      The Cooperative have just increased the price they pay to milk producers, in response to concerns raised. As to the bank, “more ethical than any of the other high street banks” is about as good as it gets right now.

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