What is in Kelvin's Head?

Sunday’s Sermon

29/01/2013

Many people were kind enough to say encouraging things on Sunday after I preached this. Sadly I’ve got some problems with the video and don’t know whether I can make that appear later.

In the mean time, here’s the text:

And the eyes of everyone were upon him.

In the name of God, Creator, Saviour and Liberator. Amen.

I have already spoken to some of you of the most powerful moment in my recent three month sabbatical. It was the moment on the US election day when I found myself in Washington DC and someone had taken me sightseeing. As the votes were being counted, I found myself standing on the very spot that Martin Luther King preached his famous â€œI have a Dreamâ€ sermon to the thousands who had flocked to the National Mall.

As I stood on that spot gazing out into the night, I could imagine the crowds heading off into the distance coming to hear their champion of civil rights lay out his hopes for a better world.

As I stood there and night drew in I could feel America holding its breath wondering whether the people there had done something most people in that former crowd would scarcely have been able to image â€“ that America had re-elected a black president. It was a moment when I found myself unexpectedly in tears. Tears for the loss of Martin Luther King, tears of joy that though there is much still to do, aspects of his dream have become todayâ€™s reality and tears for America â€“ a country where the idea that the blue sky just around the corner is, if not constitutional, almost a theologically defining belief.

The next day I set out to explore the city and returned to the National Mall. As I walked up and down seeing the sights, (more…)

5 responses to “On being bought and sold”

Tim

19/07/2012

I’m contemplating it – too much instability coming up in the next couple of months though.

You might find http://www.ethicalconsumer.org/buyersguides/money/bankingcurrentaccounts.aspx interesting – the CoOp don’t seem to score all that highly, although obviously better than established big names.

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Pam S

19/07/2012

I did move my account and our joint account about 18 months ago – from Lloyds to the Co-op!

My reason was what appeared to be a policy to get as much money out of me as possible, culminating in imposing an accumulating daily penalty for a going a very small amount overdrawn on one account by accident when I was ill. The charge amounted to much more than the original overdraft. They didn’t inform me of this for several days and the basic attitude was ‘well that’s your lookout’. They knew that there was enough money in other accounts to cover it.

I knew about ethical banking before that – our son is a great advocate of ethical banking and had suggested we moved to the Co-op several times – but it was only a personal experience of what I considered unethical behaviour which damaged me personally that gave me the impetus to do it.

Many years ago when my father was struggling financially, his branch of Barclays called him in to tell him off about his overdraft. He went straight across the road to another small local bank called Martin’s, asked if he could transfer his overdraft there and they lent him the money to close down the account at Barclays. He always said that Barclays had to eventually take over Martin’s to get his custom back!

One thing I did find with moving banks though – it was actually not quite as straightforward as I was told it would be – there were several standing orders and direct debits that didn’t get automatically transferred so there were a couple of months of companies contacting us to tell us we owed them money! However it was all fairly easy to sort out on the phone. Also we were on a lower overdraft limit for the first six months so if you need to use the whole of your current overdraft limit every month it’s best to be clear about what you’re being allowed.

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Tracey

19/07/2012

I bank with the Clydesdale because I work for them, and they require you to have your salary paid into a Clydesdale account.

I wonder if Howard’s branch of Lloyds is being sold to the Co… I really hope so, for hunners of different reasons.

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Helen

19/07/2012

I wonder how ethical the co-op bank actually is. I have had a preference for shopping at co-op supermarkets because of their ethical stance,until the recent revelations that they are among the worst offenders for driving down the price of milk below the cost of production. Fair trade and ethical have to apply to the uk too.

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1. Jo
  
  20/07/2012
  
  The Cooperative have just increased the price they pay to milk producers, in response to concerns raised. As to the bank, “more ethical than any of the other high street banks” is about as good as it gets right now.
  
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