What is in Kelvin's Head?

On being bought and sold

19/07/2012

I happen to bank with Lloyds TSB and am just learning that the bank accounts that I hold with them are going to be transferred to the Co-operative when the various Lloyds TSB branches are sold, something that has just been announced this morning.

I have to say I’m delighted. I’d rather bank with the Co-op – it fits in with my values much better than the banks I’m with. I joined the TSB when I was a student because it was at that stage thought to be a socially responsible institution (and in a rather more shallow way, because it had the prettiest branch interior in town).

What I can’t work out is why I’ve not changed before now. It seems so much easier to be bought and sold than to walk into a branch and close one’s accounts. That makes no sense whatsoever.

They say that people are more likely to change their religion, change their partner or change their political allegiance than to change their bank account. I know that I’ve been reluctant to shift, but can’t really work out why. That reluctance on the part of so many of us to shift banks must have contributed to the moral stagnation that is currently to be found in the UK banking system. If we were all a bit more active about it, things might be better.

It is interesting to reflect that I’ve often been asked in church to buy fair trade bananas or such like but I struggle to remember much of a campaign to get me to change my bank. There have been consistent calls for ethical investment to be used by churches themselves and one of the struggles for congregations as well as national churches has been the lack of choice. There simply have not been very accessible branches of banks which seemed to offer more ethical alternatives.

I hope that by the sale of the Lloyds-TSB banks to the Co, those choices will be increased and that there will be a competition not simply for our money but for our values and morals too.

There is a campaign to get people to move their money. I feel a complete fraud in even linking to it having not movedmymoney.org at all. However, I’m glad to hear about the changes that are ahead and for once am happy to be bought and sold.

What’s your excuse?

banks, co-operative, lloyds tsb

6 responses to “Hillhead By Election”

Zebadee

19/11/2011

It would seem that the Lib Dems are a ‘busted flush’ with no plan to make any meaningful comeback which is very sad. The SNP were in a similar position in the 1980s but did have a plan which has been successful. Is there not a case for the revival of The Liberal Party? There is certainly a need for such a political party for the whole of the UK not just Hillhead. The Liberal Party could possibly unite the whole of the UK and not just Scotland.

Reply
1. kelvin
  
  19/11/2011
  
  Well, the Liberal Party has never gone away – it still exists and has some councillors. No doubt they feel that their time might still come.
  
  I’ve a feeling that there probably needs to be a clear attempt to do something new though. A New Liberal Party could be formed by a significant breakaway of disaffected liberal democrats but would probably need some significant hitters in order to get going. Given that part of the problem is some very unimpressive leadership in the parliamentary party, it makes it hard to see that happening.
  
  Reply
Zebadee

19/11/2011

Yes I know that the Liberal party still exists and understand that they have little or nothing to do with the Lib Dems. They too have no big names or ‘big hitters’ which is a pity. As you yourself will know out there in the real world there is a need for a centre party not right or left. I suspect that there is a large number of thinking people who would at least listen to a political message from the ‘centre’ and they are worried and concerned at the polarisation of the right and the perceived ineptitude of the left in todays political parties.

Reply
Caron

20/11/2011

Kelvin, a few weeks ago, we had a by-election win in Inverness. The evidence suggests that the Liberal Democrats have not become toxic, but where we work, knocking on lots of doors, having strong campaign messages and get our vote out, we get good results.

We had a first class candidate in Hillhead, but I agree that we need to look at how we get our message across.

I’m not for the Murdo method of abolishing the party just to set up a new one. We have good, liberal ideas, with good, liberal values, and an energetic leader who is so genuine, so likeable and very good at explaining what they are. Yes, we have a mountain to climb, but we have our ropes and crampons ready and we’re already ahead of where we were a few months ago.

Reply
1. kelvin
  
  20/11/2011
  
  Yes, I know Caron – I agree with a lot of what you have said. However, the big question is whether the party can get people out there working again.
  
  The win in Inverness was good though it was a pretty narrow thing. Still a win is a win in anyone’s book.
  
  However, whether the party can get doors knocked on etc now is the big question. I know I’m not the only person who has offered a lot to the party in the past who is questioning where the liberal tradition lies.
  
  I know Willie Rennie is likeable and I do believe he stands for lots of good policy ideas that I believe in, but he’s not even making a good job of running his own office at the moment. And his team are not responding online to criticism of him very well either.
  
  I’d love to feel I wanted to support the party – I believe in liberal values, understand liberal values and can articulate liberal values along with the best of them. However, so much of what good people worked for has been squandered so quickly that I just find it too difficult. (By the way, I say that as one of the 307, so I’m still hanging in there in the polling booth).
  
  And the problem is not primarily that the electorate feels betrayed by the Lib Dem brand. That is serious but summountable. The problem is that the activists feel betrayed. That is much, much more serious.
  
  307 votes out of 23243 on leafy home ground and placed fifth is terrible whatever way one looks at it.
  
  The Greens were trumpeting their result on twitter so much I thought they must have won, but they only had 120 or so more votes which doesn’t strike me as a particularly exciting ship to jump to, even if one were looking to leap. I’m not really interested in a party which thinks that getting 435 votes out of an electorate of 23243 is anything to crow about.
  
  Reply
James

20/11/2011

Hi Kelvin, I agree about the democratic disengagement – properly alarming. But the Lib Dems as they currently exist aren’t a Liberal party of the sort I think you want. They’re fundamentalist economic liberals, Orange Bookers determined to remove the social safety net. It’s not liberal as I understand it to make education the province of the rich, to cut benefits for the disabled to appease the Jeremy Clarksons of this world, to hike up regressive taxes like VAT, etcetc.

The really small-l liberal party in Hillhead did a lot better than the Lib Dems. The Greens.

Reply

On being bought and sold

6 responses to “Hillhead By Election”

Leave a Reply Cancel reply

Previous Posts

Sunday Sermon 12/10/03 The Rich Young Man

Bishop Michael

Two eyed fundamentalists

Legal